LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,600
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$841/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,988
+HK$1,720/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$806/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$32,835
+HK$1,644/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,920
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,912
−HK$1,009/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,985
+HK$2,064/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,510
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,463
−HK$966/mo
Today · 4.125%
HK$37,429
baseline
▲ 0.50% · 4.625%
HK$39,402
+HK$1,973/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,858/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,398
−HK$1,177/mo
Today · 4.125%
HK$39,575
baseline
▲ 0.50% · 4.625%
HK$41,983
+HK$2,408/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,150/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,429
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,540
−HK$1,127/mo
Today · 4.125%
HK$43,667
baseline
▲ 0.50% · 4.625%
HK$45,969
+HK$2,302/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,334/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,879
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,369
−HK$1,513/mo
Today · 4.125%
HK$50,882
baseline
▲ 0.50% · 4.625%
HK$53,978
+HK$3,096/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,764/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,265
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,694
−HK$1,449/mo
Today · 4.125%
HK$56,143
baseline
▲ 0.50% · 4.625%
HK$59,102
+HK$2,959/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,286/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,445 · Scale 2, in force from 26 Feb 2026)