LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,603
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$840/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,721/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$806/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,644/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$1,009/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$2,064/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$966/mo
Today · 4.125%
HK$37,433
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,866/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,403
−HK$1,177/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,988
+HK$2,408/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,434
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,545
−HK$1,127/mo
Today · 4.125%
HK$43,672
baseline
▲ 0.50% · 4.625%
HK$45,974
+HK$2,302/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,344/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,885
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,375
−HK$1,513/mo
Today · 4.125%
HK$50,888
baseline
▲ 0.50% · 4.625%
HK$53,985
+HK$3,097/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,776/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,272
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,701
−HK$1,449/mo
Today · 4.125%
HK$56,150
baseline
▲ 0.50% · 4.625%
HK$59,110
+HK$2,960/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,300/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,501 · Scale 2, in force from 26 Feb 2026)