LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,606
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,434
−HK$840/mo
Today · 4.125%
HK$28,274
baseline
▲ 0.50% · 4.625%
HK$29,995
+HK$1,721/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,548/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,599
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,393
−HK$805/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$32,843
+HK$1,645/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,920
−HK$1,009/mo
Today · 4.125%
HK$33,929
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,858/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,471
−HK$967/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$1,973/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,248
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,407
−HK$1,177/mo
Today · 4.125%
HK$39,584
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,168/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,438
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,127/mo
Today · 4.125%
HK$43,677
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,354/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,891
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,380
−HK$1,514/mo
Today · 4.125%
HK$50,894
baseline
▲ 0.50% · 4.625%
HK$53,991
+HK$3,097/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,788/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,278
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,707
−HK$1,449/mo
Today · 4.125%
HK$56,156
baseline
▲ 0.50% · 4.625%
HK$59,117
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,312/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,550 · Scale 2, in force from 26 Feb 2026)