LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,609
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,437
−HK$841/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,721/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$805/mo
Today · 4.125%
HK$31,202
baseline
▲ 0.50% · 4.625%
HK$32,847
+HK$1,645/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,404/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$1,009/mo
Today · 4.125%
HK$33,934
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$2,064/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,868/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,523
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$966/mo
Today · 4.125%
HK$37,442
baseline
▲ 0.50% · 4.625%
HK$39,416
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,884/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,412
−HK$1,177/mo
Today · 4.125%
HK$39,589
baseline
▲ 0.50% · 4.625%
HK$41,998
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,178/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,444
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,555
−HK$1,128/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$45,985
+HK$2,302/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,897
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,387
−HK$1,513/mo
Today · 4.125%
HK$50,900
baseline
▲ 0.50% · 4.625%
HK$53,998
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,800/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,285
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,714
−HK$1,450/mo
Today · 4.125%
HK$56,164
baseline
▲ 0.50% · 4.625%
HK$59,124
+HK$2,960/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,328/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,606 · Scale 2, in force from 26 Feb 2026)