LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,611
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$841/mo
Today · 4.125%
HK$28,280
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,720/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,560/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$806/mo
Today · 4.125%
HK$31,204
baseline
▲ 0.50% · 4.625%
HK$32,849
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,408/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,010/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,064/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$966/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,414
−HK$1,177/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$42,000
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,446
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,558
−HK$1,127/mo
Today · 4.125%
HK$43,685
baseline
▲ 0.50% · 4.625%
HK$45,988
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,370/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,900
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,389
−HK$1,514/mo
Today · 4.125%
HK$50,903
baseline
▲ 0.50% · 4.625%
HK$54,001
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,806/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,288
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,717
−HK$1,450/mo
Today · 4.125%
HK$56,167
baseline
▲ 0.50% · 4.625%
HK$59,127
+HK$2,960/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,334/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,630 · Scale 2, in force from 26 Feb 2026)