LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,612
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$841/mo
Today · 4.125%
HK$28,280
baseline
▲ 0.50% · 4.625%
HK$30,001
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,560/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,605
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,399
−HK$806/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$32,850
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,934
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$1,010/mo
Today · 4.125%
HK$33,937
baseline
▲ 0.50% · 4.625%
HK$36,002
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,874/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,526
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,479
−HK$967/mo
Today · 4.125%
HK$37,446
baseline
▲ 0.50% · 4.625%
HK$39,419
+HK$1,973/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,892/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,256
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,178/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,447
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,559
−HK$1,128/mo
Today · 4.125%
HK$43,687
baseline
▲ 0.50% · 4.625%
HK$45,989
+HK$2,302/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,374/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,901
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,391
−HK$1,514/mo
Today · 4.125%
HK$50,905
baseline
▲ 0.50% · 4.625%
HK$54,002
+HK$3,097/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,810/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,289
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,449/mo
Today · 4.125%
HK$56,168
baseline
▲ 0.50% · 4.625%
HK$59,129
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,336/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,644 · Scale 2, in force from 26 Feb 2026)