LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,613
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,440
−HK$841/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$30,002
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,606
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$806/mo
Today · 4.125%
HK$31,206
baseline
▲ 0.50% · 4.625%
HK$32,851
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,412/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,935
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,928
−HK$1,010/mo
Today · 4.125%
HK$33,938
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,876/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,527
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$967/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,258
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,178/mo
Today · 4.125%
HK$39,594
baseline
▲ 0.50% · 4.625%
HK$42,003
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,188/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,449
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,560
−HK$1,128/mo
Today · 4.125%
HK$43,688
baseline
▲ 0.50% · 4.625%
HK$45,991
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,376/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,903
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,393
−HK$1,513/mo
Today · 4.125%
HK$50,906
baseline
▲ 0.50% · 4.625%
HK$54,004
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,812/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,291
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,720
−HK$1,450/mo
Today · 4.125%
HK$56,170
baseline
▲ 0.50% · 4.625%
HK$59,131
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,340/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,657 · Scale 2, in force from 26 Feb 2026)