LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,614
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$841/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$30,004
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$806/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,937
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$1,010/mo
Today · 4.125%
HK$33,940
baseline
▲ 0.50% · 4.625%
HK$36,005
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,880/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,529
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$967/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,423
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,260
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,419
−HK$1,177/mo
Today · 4.125%
HK$39,596
baseline
▲ 0.50% · 4.625%
HK$42,006
+HK$2,410/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,192/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,451
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,563
−HK$1,128/mo
Today · 4.125%
HK$43,691
baseline
▲ 0.50% · 4.625%
HK$45,994
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,382/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,905
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,514/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,294
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,724
−HK$1,450/mo
Today · 4.125%
HK$56,174
baseline
▲ 0.50% · 4.625%
HK$59,135
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,348/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,683 · Scale 2, in force from 26 Feb 2026)