LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,616
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$842/mo
Today · 4.125%
HK$28,285
baseline
▲ 0.50% · 4.625%
HK$30,006
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,570/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,404
−HK$805/mo
Today · 4.125%
HK$31,209
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,418/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$1,010/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$967/mo
Today · 4.125%
HK$37,451
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,902/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,262
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,177/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,410/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,453
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,565
−HK$1,128/mo
Today · 4.125%
HK$43,693
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,386/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,908
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,398
−HK$1,514/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,297
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,727
−HK$1,450/mo
Today · 4.125%
HK$56,177
baseline
▲ 0.50% · 4.625%
HK$59,138
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,354/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,708 · Scale 2, in force from 26 Feb 2026)