LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,617
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,445
−HK$841/mo
Today · 4.125%
HK$28,286
baseline
▲ 0.50% · 4.625%
HK$30,007
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,572/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,611
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$806/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$32,856
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,941
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,934
−HK$1,010/mo
Today · 4.125%
HK$33,944
baseline
▲ 0.50% · 4.625%
HK$36,009
+HK$2,065/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,888/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,534
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,487
−HK$966/mo
Today · 4.125%
HK$37,453
baseline
▲ 0.50% · 4.625%
HK$39,428
+HK$1,975/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,906/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,178/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$42,010
+HK$2,409/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,128/mo
Today · 4.125%
HK$43,696
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,392/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,911
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,401
−HK$1,514/mo
Today · 4.125%
HK$50,915
baseline
▲ 0.50% · 4.625%
HK$54,013
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,830/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,730
−HK$1,450/mo
Today · 4.125%
HK$56,180
baseline
▲ 0.50% · 4.625%
HK$59,141
+HK$2,961/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,360/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,734 · Scale 2, in force from 26 Feb 2026)