LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,620
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,448
−HK$841/mo
Today · 4.125%
HK$28,289
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,722/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,578/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,614
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$805/mo
Today · 4.125%
HK$31,214
baseline
▲ 0.50% · 4.625%
HK$32,860
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,428/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,944
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,938
−HK$1,009/mo
Today · 4.125%
HK$33,947
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$2,066/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$67,894/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,537
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,490
−HK$967/mo
Today · 4.125%
HK$37,457
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$1,975/mo
Deposit HK$4.67M · loan HK$7.00M · min. income ≈ HK$74,914/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,268
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,427
−HK$1,178/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$42,015
+HK$2,410/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,460
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,572
−HK$1,128/mo
Today · 4.125%
HK$43,700
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,304/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,400/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,916
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,406
−HK$1,515/mo
Today · 4.125%
HK$50,921
baseline
▲ 0.50% · 4.625%
HK$54,019
+HK$3,098/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,842/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,306
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,736
−HK$1,450/mo
Today · 4.125%
HK$56,186
baseline
▲ 0.50% · 4.625%
HK$59,148
+HK$2,962/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,372/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,779 · Scale 2, in force from 26 Feb 2026)