LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,622
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$841/mo
Today · 4.125%
HK$28,292
baseline
▲ 0.50% · 4.625%
HK$30,013
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,584/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,617
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$805/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$32,863
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,947
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$1,009/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$36,016
+HK$2,066/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,494
−HK$967/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,271
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,431
−HK$1,178/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$42,019
+HK$2,410/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,464
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,576
−HK$1,128/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,008
+HK$2,304/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,411
−HK$1,514/mo
Today · 4.125%
HK$50,925
baseline
▲ 0.50% · 4.625%
HK$54,024
+HK$3,099/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,850/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,311
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,741
−HK$1,450/mo
Today · 4.125%
HK$56,191
baseline
▲ 0.50% · 4.625%
HK$59,153
+HK$2,962/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,382/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,820 · Scale 2, in force from 26 Feb 2026)