LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,623
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$841/mo
Today · 4.125%
HK$28,292
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,722/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,584/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$806/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$32,863
+HK$1,645/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,948
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$1,010/mo
Today · 4.125%
HK$33,951
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$2,066/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,902/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,495
−HK$967/mo
Today · 4.125%
HK$37,462
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$1,974/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,924/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,272
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,177/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,411/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,465
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,577
−HK$1,128/mo
Today · 4.125%
HK$43,705
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,304/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,410/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,921
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,514/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$54,025
+HK$3,099/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,312
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,742
−HK$1,450/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,154
+HK$2,962/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,829 · Scale 2, in force from 26 Feb 2026)