LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,623
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$842/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,721/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$805/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$32,864
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,948
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,942
−HK$1,009/mo
Today · 4.125%
HK$33,951
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$2,066/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,902/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,542
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,495
−HK$967/mo
Today · 4.125%
HK$37,462
baseline
▲ 0.50% · 4.625%
HK$39,437
+HK$1,975/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,924/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,178/mo
Today · 4.125%
HK$39,610
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,410/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,220/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,465
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,578
−HK$1,128/mo
Today · 4.125%
HK$43,706
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,303/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,412/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,922
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,514/mo
Today · 4.125%
HK$50,927
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$3,099/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,854/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,313
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,743
−HK$1,450/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$2,962/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,835 · Scale 2, in force from 26 Feb 2026)