LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,628
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,456
−HK$841/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,722/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,623
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$806/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,953
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,947
−HK$1,010/mo
Today · 4.125%
HK$33,957
baseline
▲ 0.50% · 4.625%
HK$36,023
+HK$2,066/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,914/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,548
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,501
−HK$967/mo
Today · 4.125%
HK$37,468
baseline
▲ 0.50% · 4.625%
HK$39,443
+HK$1,975/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,936/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,279
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,178/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$42,027
+HK$2,411/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,472
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,584
−HK$1,129/mo
Today · 4.125%
HK$43,713
baseline
▲ 0.50% · 4.625%
HK$46,017
+HK$2,304/mo
Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$87,426/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,930
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,421
−HK$1,514/mo
Today · 4.125%
HK$50,935
baseline
▲ 0.50% · 4.625%
HK$54,035
+HK$3,100/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,870/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,321
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,751
−HK$1,451/mo
Today · 4.125%
HK$56,202
baseline
▲ 0.50% · 4.625%
HK$59,165
+HK$2,963/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,404/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$437,906 · Scale 2, in force from 26 Feb 2026)