LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,634
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,463
−HK$841/mo
Today · 4.125%
HK$28,304
baseline
▲ 0.50% · 4.625%
HK$30,027
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,608/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$806/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,961
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,955
−HK$1,010/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$36,032
+HK$2,067/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,556
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,510
−HK$967/mo
Today · 4.125%
HK$37,477
baseline
▲ 0.50% · 4.625%
HK$39,453
+HK$1,976/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,954/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,288
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,448
−HK$1,178/mo
Today · 4.125%
HK$39,626
baseline
▲ 0.50% · 4.625%
HK$42,037
+HK$2,411/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$79,252/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,482
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,595
−HK$1,128/mo
Today · 4.125%
HK$43,723
baseline
▲ 0.50% · 4.625%
HK$46,028
+HK$2,305/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$87,446/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,941
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,433
−HK$1,515/mo
Today · 4.125%
HK$50,948
baseline
▲ 0.50% · 4.625%
HK$54,048
+HK$3,100/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,896/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,334
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,765
−HK$1,451/mo
Today · 4.125%
HK$56,216
baseline
▲ 0.50% · 4.625%
HK$59,179
+HK$2,963/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,432/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,012 · Scale 2, in force from 26 Feb 2026)