LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,637
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$842/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$30,030
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$806/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,647/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,964
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,958
−HK$1,011/mo
Today · 4.125%
HK$33,969
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$2,067/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,938/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,514
−HK$967/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,457
+HK$1,976/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,292
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,452
−HK$1,178/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$42,041
+HK$2,411/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,486
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,599
−HK$1,129/mo
Today · 4.125%
HK$43,728
baseline
▲ 0.50% · 4.625%
HK$46,033
+HK$2,305/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$87,456/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,946
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,438
−HK$1,515/mo
Today · 4.125%
HK$50,953
baseline
▲ 0.50% · 4.625%
HK$54,053
+HK$3,100/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,906/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,340
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,770
−HK$1,452/mo
Today · 4.125%
HK$56,222
baseline
▲ 0.50% · 4.625%
HK$59,185
+HK$2,963/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,444/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,057 · Scale 2, in force from 26 Feb 2026)