LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,639
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,468
−HK$841/mo
Today · 4.125%
HK$28,309
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,618/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,430
−HK$807/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$32,883
+HK$1,646/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,967
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,961
−HK$1,010/mo
Today · 4.125%
HK$33,971
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$2,067/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,942/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,563
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,516
−HK$968/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,460
+HK$1,976/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,455
−HK$1,178/mo
Today · 4.125%
HK$39,633
baseline
▲ 0.50% · 4.625%
HK$42,045
+HK$2,412/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$79,266/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,490
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,602
−HK$1,129/mo
Today · 4.125%
HK$43,731
baseline
▲ 0.50% · 4.625%
HK$46,036
+HK$2,305/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$87,462/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,950
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,442
−HK$1,515/mo
Today · 4.125%
HK$50,957
baseline
▲ 0.50% · 4.625%
HK$54,058
+HK$3,101/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,914/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,344
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,775
−HK$1,451/mo
Today · 4.125%
HK$56,226
baseline
▲ 0.50% · 4.625%
HK$59,190
+HK$2,964/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,452/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,091 · Scale 2, in force from 26 Feb 2026)