LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,640
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$842/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$30,034
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,637
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,432
−HK$806/mo
Today · 4.125%
HK$31,238
baseline
▲ 0.50% · 4.625%
HK$32,885
+HK$1,647/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,476/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,968
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$1,010/mo
Today · 4.125%
HK$33,973
baseline
▲ 0.50% · 4.625%
HK$36,040
+HK$2,067/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,946/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,518
−HK$968/mo
Today · 4.125%
HK$37,486
baseline
▲ 0.50% · 4.625%
HK$39,462
+HK$1,976/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,972/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,296
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,457
−HK$1,178/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$42,047
+HK$2,412/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,492
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,605
−HK$1,129/mo
Today · 4.125%
HK$43,734
baseline
▲ 0.50% · 4.625%
HK$46,039
+HK$2,305/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$87,468/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,953
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,516/mo
Today · 4.125%
HK$50,960
baseline
▲ 0.50% · 4.625%
HK$54,060
+HK$3,100/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,920/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,347
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,777
−HK$1,452/mo
Today · 4.125%
HK$56,229
baseline
▲ 0.50% · 4.625%
HK$59,193
+HK$2,964/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,458/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,114 · Scale 2, in force from 26 Feb 2026)