LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,641
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$842/mo
Today · 4.125%
HK$28,312
baseline
▲ 0.50% · 4.625%
HK$30,034
+HK$1,722/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,624/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,638
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,433
−HK$806/mo
Today · 4.125%
HK$31,239
baseline
▲ 0.50% · 4.625%
HK$32,886
+HK$1,647/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,478/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,969
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,964
−HK$1,010/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$2,067/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,519
−HK$968/mo
Today · 4.125%
HK$37,487
baseline
▲ 0.50% · 4.625%
HK$39,463
+HK$1,976/mo
Deposit HK$4.67M · loan HK$7.01M · min. income ≈ HK$74,974/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,297
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,457
−HK$1,179/mo
Today · 4.125%
HK$39,636
baseline
▲ 0.50% · 4.625%
HK$42,048
+HK$2,412/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$79,272/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,493
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,606
−HK$1,129/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,040
+HK$2,305/mo
Deposit HK$3.50M · loan HK$8.18M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,954
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,445
−HK$1,516/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$54,062
+HK$3,101/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,348
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,451/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,194
+HK$2,964/mo
Deposit HK$1.17M · loan HK$10.51M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,124 · Scale 2, in force from 26 Feb 2026)