LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,652
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$843/mo
Today · 4.125%
HK$28,324
baseline
▲ 0.50% · 4.625%
HK$30,047
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,648/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$806/mo
Today · 4.125%
HK$31,252
baseline
▲ 0.50% · 4.625%
HK$32,900
+HK$1,648/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,504/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,983
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,978
−HK$1,010/mo
Today · 4.125%
HK$33,988
baseline
▲ 0.50% · 4.625%
HK$36,056
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,976/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$968/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,313
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,179/mo
Today · 4.125%
HK$39,653
baseline
▲ 0.50% · 4.625%
HK$42,066
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,306/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,511
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,624
−HK$1,129/mo
Today · 4.125%
HK$43,753
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,307/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,506/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,517/mo
Today · 4.125%
HK$50,983
baseline
▲ 0.50% · 4.625%
HK$54,085
+HK$3,102/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,966/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,371
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,802
−HK$1,452/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,219
+HK$2,965/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,311 · Scale 2, in force from 26 Feb 2026)