LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,654
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$843/mo
Today · 4.125%
HK$28,326
baseline
▲ 0.50% · 4.625%
HK$30,049
+HK$1,723/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,652/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,653
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,448
−HK$807/mo
Today · 4.125%
HK$31,255
baseline
▲ 0.50% · 4.625%
HK$32,902
+HK$1,647/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,510/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,985
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$1,011/mo
Today · 4.125%
HK$33,991
baseline
▲ 0.50% · 4.625%
HK$36,059
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,982/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,583
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$968/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,316
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,179/mo
Today · 4.125%
HK$39,656
baseline
▲ 0.50% · 4.625%
HK$42,069
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,312/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,514
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,627
−HK$1,129/mo
Today · 4.125%
HK$43,756
baseline
▲ 0.50% · 4.625%
HK$46,063
+HK$2,307/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,512/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,978
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,470
−HK$1,516/mo
Today · 4.125%
HK$50,986
baseline
▲ 0.50% · 4.625%
HK$54,089
+HK$3,103/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,972/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,375
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,806
−HK$1,452/mo
Today · 4.125%
HK$56,258
baseline
▲ 0.50% · 4.625%
HK$59,224
+HK$2,966/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,516/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,343 · Scale 2, in force from 26 Feb 2026)