LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,656
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$842/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,724/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$807/mo
Today · 4.125%
HK$31,256
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,648/mo
Deposit HK$5.84M · loan HK$5.84M · min. income ≈ HK$62,512/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,987
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,982
−HK$1,011/mo
Today · 4.125%
HK$33,993
baseline
▲ 0.50% · 4.625%
HK$36,061
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,986/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,585
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,539
−HK$968/mo
Today · 4.125%
HK$37,507
baseline
▲ 0.50% · 4.625%
HK$39,484
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,014/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,318
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,179/mo
Today · 4.125%
HK$39,658
baseline
▲ 0.50% · 4.625%
HK$42,071
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,316/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,516
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,629
−HK$1,130/mo
Today · 4.125%
HK$43,759
baseline
▲ 0.50% · 4.625%
HK$46,065
+HK$2,306/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,518/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,980
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,472
−HK$1,517/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$54,091
+HK$3,102/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,377
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,809
−HK$1,452/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,227
+HK$2,966/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,365 · Scale 2, in force from 26 Feb 2026)