LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,656
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,486
−HK$842/mo
Today · 4.125%
HK$28,328
baseline
▲ 0.50% · 4.625%
HK$30,052
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,656/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$807/mo
Today · 4.125%
HK$31,257
baseline
▲ 0.50% · 4.625%
HK$32,905
+HK$1,648/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,514/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,983
−HK$1,011/mo
Today · 4.125%
HK$33,994
baseline
▲ 0.50% · 4.625%
HK$36,062
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,988/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,586
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,540
−HK$969/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,319
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,480
−HK$1,179/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$42,072
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,517
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,630
−HK$1,130/mo
Today · 4.125%
HK$43,760
baseline
▲ 0.50% · 4.625%
HK$46,067
+HK$2,307/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,520/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,981
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,474
−HK$1,516/mo
Today · 4.125%
HK$50,990
baseline
▲ 0.50% · 4.625%
HK$54,093
+HK$3,103/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,980/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,379
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,810
−HK$1,453/mo
Today · 4.125%
HK$56,263
baseline
▲ 0.50% · 4.625%
HK$59,228
+HK$2,965/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,526/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,378 · Scale 2, in force from 26 Feb 2026)