LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,657
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$842/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$30,053
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,656
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$806/mo
Today · 4.125%
HK$31,258
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,648/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,516/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$1,011/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$968/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,320
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,481
−HK$1,180/mo
Today · 4.125%
HK$39,661
baseline
▲ 0.50% · 4.625%
HK$42,074
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,322/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,519
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,632
−HK$1,130/mo
Today · 4.125%
HK$43,762
baseline
▲ 0.50% · 4.625%
HK$46,068
+HK$2,306/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,524/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,983
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,476
−HK$1,516/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$54,095
+HK$3,103/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,381
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,813
−HK$1,452/mo
Today · 4.125%
HK$56,265
baseline
▲ 0.50% · 4.625%
HK$59,231
+HK$2,966/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,530/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,396 · Scale 2, in force from 26 Feb 2026)