LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,659
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,488
−HK$842/mo
Today · 4.125%
HK$28,330
baseline
▲ 0.50% · 4.625%
HK$30,054
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,660/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$807/mo
Today · 4.125%
HK$31,260
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,647/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,520/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,990
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$1,011/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$36,065
+HK$2,069/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$969/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,322
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,179/mo
Today · 4.125%
HK$39,662
baseline
▲ 0.50% · 4.625%
HK$42,076
+HK$2,414/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,324/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,520
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,634
−HK$1,130/mo
Today · 4.125%
HK$43,764
baseline
▲ 0.50% · 4.625%
HK$46,070
+HK$2,306/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,528/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,985
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,478
−HK$1,517/mo
Today · 4.125%
HK$50,995
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$3,102/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,990/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,815
−HK$1,452/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,233
+HK$2,966/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,414 · Scale 2, in force from 26 Feb 2026)