LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,660
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$842/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,659
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,454
−HK$807/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,648/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,987
−HK$1,011/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$36,066
+HK$2,068/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,545
−HK$968/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,490
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.01M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,323
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,484
−HK$1,180/mo
Today · 4.125%
HK$39,664
baseline
▲ 0.50% · 4.625%
HK$42,077
+HK$2,413/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$79,328/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,522
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,636
−HK$1,129/mo
Today · 4.125%
HK$43,765
baseline
▲ 0.50% · 4.625%
HK$46,072
+HK$2,307/mo
Deposit HK$3.51M · loan HK$8.18M · min. income ≈ HK$87,530/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,987
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,480
−HK$1,517/mo
Today · 4.125%
HK$50,997
baseline
▲ 0.50% · 4.625%
HK$54,100
+HK$3,103/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$101,994/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,385
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,817
−HK$1,453/mo
Today · 4.125%
HK$56,270
baseline
▲ 0.50% · 4.625%
HK$59,236
+HK$2,966/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,540/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,432 · Scale 2, in force from 26 Feb 2026)