LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,663
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$843/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$30,059
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,662
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,458
−HK$807/mo
Today · 4.125%
HK$31,265
baseline
▲ 0.50% · 4.625%
HK$32,913
+HK$1,648/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,530/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$1,011/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$2,069/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,595
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$969/mo
Today · 4.125%
HK$37,518
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$1,977/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,036/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,328
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,180/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,414/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,527
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,641
−HK$1,130/mo
Today · 4.125%
HK$43,771
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,307/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,542/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,993
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,486
−HK$1,517/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$3,103/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,392
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,452/mo
Today · 4.125%
HK$56,276
baseline
▲ 0.50% · 4.625%
HK$59,243
+HK$2,967/mo
Deposit HK$1.17M · loan HK$10.52M · min. income ≈ HK$112,552/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,485 · Scale 2, in force from 26 Feb 2026)