LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,668
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,497
−HK$843/mo
Today · 4.125%
HK$28,340
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,724/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,680/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,463
−HK$807/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$32,919
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,001
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,997
−HK$1,011/mo
Today · 4.125%
HK$34,008
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$2,069/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,016/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,556
−HK$968/mo
Today · 4.125%
HK$37,524
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$1,978/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,048/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,335
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,180/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,414/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,534
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,648
−HK$1,130/mo
Today · 4.125%
HK$43,778
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,308/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,556/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,002
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,495
−HK$1,517/mo
Today · 4.125%
HK$51,012
baseline
▲ 0.50% · 4.625%
HK$54,116
+HK$3,104/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,024/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,401
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,834
−HK$1,453/mo
Today · 4.125%
HK$56,287
baseline
▲ 0.50% · 4.625%
HK$59,254
+HK$2,967/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,574/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,564 · Scale 2, in force from 26 Feb 2026)