LTV · monthly repayment
▼ 0.50% · 3.625%
HK$266,694
−HK$16,724/mo
▼ 0.25% · 3.875%
HK$274,989
−HK$8,429/mo
Today · 4.125%
HK$283,418
baseline
▲ 0.50% · 4.625%
HK$300,663
+HK$17,245/mo
Deposit HK$58.48M · loan HK$58.48M · min. income ≈ HK$566,836/mo (50% DSR)
Upfront cash ≈ HK$66.08M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,694
−HK$16,029/mo
▼ 0.25% · 3.875%
HK$304,651
−HK$8,072/mo
Today · 4.125%
HK$312,723
baseline
▲ 0.50% · 4.625%
HK$329,208
+HK$16,485/mo
Deposit HK$58.48M · loan HK$58.48M · min. income ≈ HK$625,446/mo (50% DSR)
Upfront cash ≈ HK$66.08M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,032
−HK$20,069/mo
▼ 0.25% · 3.875%
HK$329,987
−HK$10,114/mo
Today · 4.125%
HK$340,101
baseline
▲ 0.50% · 4.625%
HK$360,796
+HK$20,695/mo
Deposit HK$46.78M · loan HK$70.17M · min. income ≈ HK$680,202/mo (50% DSR)
Upfront cash ≈ HK$54.39M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,033
−HK$19,235/mo
▼ 0.25% · 3.875%
HK$365,581
−HK$9,687/mo
Today · 4.125%
HK$375,268
baseline
▲ 0.50% · 4.625%
HK$395,049
+HK$19,781/mo
Deposit HK$46.78M · loan HK$70.17M · min. income ≈ HK$750,536/mo (50% DSR)
Upfront cash ≈ HK$54.39M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,371
−HK$23,414/mo
▼ 0.25% · 3.875%
HK$384,985
−HK$11,800/mo
Today · 4.125%
HK$396,785
baseline
▲ 0.50% · 4.625%
HK$420,928
+HK$24,143/mo
Deposit HK$35.09M · loan HK$81.87M · min. income ≈ HK$793,570/mo (50% DSR)
Upfront cash ≈ HK$42.69M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,372
−HK$22,441/mo
▼ 0.25% · 3.875%
HK$426,512
−HK$11,301/mo
Today · 4.125%
HK$437,813
baseline
▲ 0.50% · 4.625%
HK$460,891
+HK$23,078/mo
Deposit HK$35.09M · loan HK$81.87M · min. income ≈ HK$875,626/mo (50% DSR)
Upfront cash ≈ HK$42.69M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,049
−HK$30,103/mo
▼ 0.25% · 3.875%
HK$494,981
−HK$15,171/mo
Today · 4.125%
HK$510,152
baseline
▲ 0.50% · 4.625%
HK$541,193
+HK$31,041/mo
Deposit HK$11.70M · loan HK$105.26M · min. income ≈ HK$1,020,304/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$534,049
−HK$28,853/mo
▼ 0.25% · 3.875%
HK$548,372
−HK$14,530/mo
Today · 4.125%
HK$562,902
baseline
▲ 0.50% · 4.625%
HK$592,574
+HK$29,672/mo
Deposit HK$11.70M · loan HK$105.26M · min. income ≈ HK$1,125,804/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$7,602,253 · Scale 2, in force from 26 Feb 2026)