LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,673
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$843/mo
Today · 4.125%
HK$28,346
baseline
▲ 0.50% · 4.625%
HK$30,071
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,692/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,674
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,470
−HK$807/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,008
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$1,012/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$36,085
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,563
−HK$969/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,343
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,180/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,415/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,543
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,131/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,308/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,012
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,505
−HK$1,518/mo
Today · 4.125%
HK$51,023
baseline
▲ 0.50% · 4.625%
HK$54,127
+HK$3,104/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,046/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,413
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,845
−HK$1,453/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,266
+HK$2,968/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,656 · Scale 2, in force from 26 Feb 2026)