LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,677
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,506
−HK$843/mo
Today · 4.125%
HK$28,349
baseline
▲ 0.50% · 4.625%
HK$30,074
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,698/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,677
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$808/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,012
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,008
−HK$1,011/mo
Today · 4.125%
HK$34,019
baseline
▲ 0.50% · 4.625%
HK$36,089
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,038/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,613
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,568
−HK$969/mo
Today · 4.125%
HK$37,537
baseline
▲ 0.50% · 4.625%
HK$39,516
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,074/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,347
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,509
−HK$1,180/mo
Today · 4.125%
HK$39,689
baseline
▲ 0.50% · 4.625%
HK$42,104
+HK$2,415/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,378/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,548
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,663
−HK$1,130/mo
Today · 4.125%
HK$43,793
baseline
▲ 0.50% · 4.625%
HK$46,102
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,586/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,511
−HK$1,518/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$54,134
+HK$3,105/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,419
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,453/mo
Today · 4.125%
HK$56,305
baseline
▲ 0.50% · 4.625%
HK$59,273
+HK$2,968/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,610/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,711 · Scale 2, in force from 26 Feb 2026)