LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,680
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$843/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$30,078
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$808/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,016
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,012
−HK$1,012/mo
Today · 4.125%
HK$34,024
baseline
▲ 0.50% · 4.625%
HK$36,094
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,048/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,617
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,573
−HK$969/mo
Today · 4.125%
HK$37,542
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,084/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,352
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,514
−HK$1,180/mo
Today · 4.125%
HK$39,694
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,415/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,388/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,554
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,668
−HK$1,131/mo
Today · 4.125%
HK$43,799
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,308/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,598/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,024
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,518
−HK$1,517/mo
Today · 4.125%
HK$51,035
baseline
▲ 0.50% · 4.625%
HK$54,141
+HK$3,106/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,070/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,426
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,859
−HK$1,453/mo
Today · 4.125%
HK$56,312
baseline
▲ 0.50% · 4.625%
HK$59,281
+HK$2,969/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,624/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,765 · Scale 2, in force from 26 Feb 2026)