LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,681
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$843/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$808/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,013
−HK$1,012/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$36,095
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,574
−HK$969/mo
Today · 4.125%
HK$37,543
baseline
▲ 0.50% · 4.625%
HK$39,522
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,086/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,353
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,515
−HK$1,181/mo
Today · 4.125%
HK$39,696
baseline
▲ 0.50% · 4.625%
HK$42,111
+HK$2,415/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,392/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,555
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,670
−HK$1,130/mo
Today · 4.125%
HK$43,800
baseline
▲ 0.50% · 4.625%
HK$46,109
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,600/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,520
−HK$1,517/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$54,143
+HK$3,106/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,428
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,861
−HK$1,454/mo
Today · 4.125%
HK$56,315
baseline
▲ 0.50% · 4.625%
HK$59,283
+HK$2,968/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,630/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,782 · Scale 2, in force from 26 Feb 2026)