LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,682
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,512
−HK$843/mo
Today · 4.125%
HK$28,355
baseline
▲ 0.50% · 4.625%
HK$30,080
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,710/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,683
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$808/mo
Today · 4.125%
HK$31,287
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,574/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$1,012/mo
Today · 4.125%
HK$34,026
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,052/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,620
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$969/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,354
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,516
−HK$1,181/mo
Today · 4.125%
HK$39,697
baseline
▲ 0.50% · 4.625%
HK$42,112
+HK$2,415/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,394/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,556
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,671
−HK$1,130/mo
Today · 4.125%
HK$43,801
baseline
▲ 0.50% · 4.625%
HK$46,110
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,602/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,027
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,521
−HK$1,518/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$54,144
+HK$3,105/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,429
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,862
−HK$1,454/mo
Today · 4.125%
HK$56,316
baseline
▲ 0.50% · 4.625%
HK$59,285
+HK$2,969/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,632/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,794 · Scale 2, in force from 26 Feb 2026)