LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,683
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,512
−HK$844/mo
Today · 4.125%
HK$28,356
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,725/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,712/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,684
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$808/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$32,937
+HK$1,649/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,019
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,015
−HK$1,012/mo
Today · 4.125%
HK$34,027
baseline
▲ 0.50% · 4.625%
HK$36,097
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,054/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,621
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,576
−HK$969/mo
Today · 4.125%
HK$37,545
baseline
▲ 0.50% · 4.625%
HK$39,524
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,090/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,356
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,181/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$42,114
+HK$2,416/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,558
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,672
−HK$1,131/mo
Today · 4.125%
HK$43,803
baseline
▲ 0.50% · 4.625%
HK$46,112
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,606/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,029
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,522
−HK$1,518/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$54,146
+HK$3,106/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,431
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,864
−HK$1,454/mo
Today · 4.125%
HK$56,318
baseline
▲ 0.50% · 4.625%
HK$59,287
+HK$2,969/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,636/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,808 · Scale 2, in force from 26 Feb 2026)