LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,685
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$843/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$807/mo
Today · 4.125%
HK$31,290
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,580/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,022
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$1,012/mo
Today · 4.125%
HK$34,030
baseline
▲ 0.50% · 4.625%
HK$36,100
+HK$2,070/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,060/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,624
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,579
−HK$970/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,528
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,359
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,521
−HK$1,180/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$42,117
+HK$2,416/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,561
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,676
−HK$1,131/mo
Today · 4.125%
HK$43,807
baseline
▲ 0.50% · 4.625%
HK$46,116
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,614/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,033
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,527
−HK$1,518/mo
Today · 4.125%
HK$51,045
baseline
▲ 0.50% · 4.625%
HK$54,151
+HK$3,106/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,090/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,436
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,869
−HK$1,454/mo
Today · 4.125%
HK$56,323
baseline
▲ 0.50% · 4.625%
HK$59,292
+HK$2,969/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,646/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,846 · Scale 2, in force from 26 Feb 2026)