LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,687
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$844/mo
Today · 4.125%
HK$28,361
baseline
▲ 0.50% · 4.625%
HK$30,087
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,722/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,689
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$807/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,025
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$1,012/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$2,071/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$969/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,531
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,362
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,181/mo
Today · 4.125%
HK$39,705
baseline
▲ 0.50% · 4.625%
HK$42,121
+HK$2,416/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,410/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,565
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,131/mo
Today · 4.125%
HK$43,811
baseline
▲ 0.50% · 4.625%
HK$46,120
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,622/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,037
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,531
−HK$1,519/mo
Today · 4.125%
HK$51,050
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$3,106/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$102,100/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,441
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,874
−HK$1,454/mo
Today · 4.125%
HK$56,328
baseline
▲ 0.50% · 4.625%
HK$59,297
+HK$2,969/mo
Deposit HK$1.17M · loan HK$10.53M · min. income ≈ HK$112,656/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,887 · Scale 2, in force from 26 Feb 2026)