LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,693
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,524
−HK$843/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$30,093
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,493
−HK$807/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,032
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,028
−HK$1,013/mo
Today · 4.125%
HK$34,041
baseline
▲ 0.50% · 4.625%
HK$36,112
+HK$2,071/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,082/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,635
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$970/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$1,979/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,371
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,181/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$42,131
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,690
−HK$1,131/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,309/mo
Deposit HK$3.51M · loan HK$8.19M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,048
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,543
−HK$1,518/mo
Today · 4.125%
HK$51,061
baseline
▲ 0.50% · 4.625%
HK$54,168
+HK$3,107/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,122/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,453
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,887
−HK$1,454/mo
Today · 4.125%
HK$56,341
baseline
▲ 0.50% · 4.625%
HK$59,311
+HK$2,970/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,682/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$438,986 · Scale 2, in force from 26 Feb 2026)