LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,695
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,526
−HK$843/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$30,096
+HK$1,727/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,698
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,495
−HK$808/mo
Today · 4.125%
HK$31,303
baseline
▲ 0.50% · 4.625%
HK$32,953
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,606/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,035
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$1,012/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$36,115
+HK$2,072/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,594
−HK$970/mo
Today · 4.125%
HK$37,564
baseline
▲ 0.50% · 4.625%
HK$39,544
+HK$1,980/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,128/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,181/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,131/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,310/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,052
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,546
−HK$1,519/mo
Today · 4.125%
HK$51,065
baseline
▲ 0.50% · 4.625%
HK$54,172
+HK$3,107/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,130/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,457
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,891
−HK$1,454/mo
Today · 4.125%
HK$56,345
baseline
▲ 0.50% · 4.625%
HK$59,315
+HK$2,970/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,690/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,021 · Scale 2, in force from 26 Feb 2026)