LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,697
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,528
−HK$843/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,727/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,497
−HK$808/mo
Today · 4.125%
HK$31,305
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,610/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,037
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,033
−HK$1,013/mo
Today · 4.125%
HK$34,046
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$2,071/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,092/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$970/mo
Today · 4.125%
HK$37,566
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$1,980/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,132/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,376
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,181/mo
Today · 4.125%
HK$39,720
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,440/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,580
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,696
−HK$1,131/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,137
+HK$2,310/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,055
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,550
−HK$1,518/mo
Today · 4.125%
HK$51,068
baseline
▲ 0.50% · 4.625%
HK$54,176
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,136/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,461
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,455/mo
Today · 4.125%
HK$56,349
baseline
▲ 0.50% · 4.625%
HK$59,319
+HK$2,970/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,698/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,049 · Scale 2, in force from 26 Feb 2026)