LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,698
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,528
−HK$844/mo
Today · 4.125%
HK$28,372
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,744/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,701
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$808/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$32,956
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,037
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,034
−HK$1,012/mo
Today · 4.125%
HK$34,046
baseline
▲ 0.50% · 4.625%
HK$36,118
+HK$2,072/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$68,092/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,641
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$970/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,547
+HK$1,980/mo
Deposit HK$4.68M · loan HK$7.02M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,377
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,540
−HK$1,181/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$42,138
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,697
−HK$1,131/mo
Today · 4.125%
HK$43,828
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,310/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,656/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,056
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,551
−HK$1,519/mo
Today · 4.125%
HK$51,070
baseline
▲ 0.50% · 4.625%
HK$54,177
+HK$3,107/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,140/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,462
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,896
−HK$1,454/mo
Today · 4.125%
HK$56,350
baseline
▲ 0.50% · 4.625%
HK$59,321
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,700/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,060 · Scale 2, in force from 26 Feb 2026)