LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,699
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,530
−HK$844/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$30,100
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$808/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,651/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,036
−HK$1,012/mo
Today · 4.125%
HK$34,048
baseline
▲ 0.50% · 4.625%
HK$36,120
+HK$2,072/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$68,096/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,643
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,599
−HK$970/mo
Today · 4.125%
HK$37,569
baseline
▲ 0.50% · 4.625%
HK$39,549
+HK$1,980/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$75,138/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,379
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,542
−HK$1,181/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,584
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,699
−HK$1,131/mo
Today · 4.125%
HK$43,830
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,311/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,660/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,059
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,518/mo
Today · 4.125%
HK$51,072
baseline
▲ 0.50% · 4.625%
HK$54,180
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,144/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,465
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,454/mo
Today · 4.125%
HK$56,353
baseline
▲ 0.50% · 4.625%
HK$59,324
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,706/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,084 · Scale 2, in force from 26 Feb 2026)