LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,699
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,530
−HK$844/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$30,100
+HK$1,726/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$809/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,650/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,036
−HK$1,013/mo
Today · 4.125%
HK$34,049
baseline
▲ 0.50% · 4.625%
HK$36,120
+HK$2,071/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$68,098/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,643
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,599
−HK$970/mo
Today · 4.125%
HK$37,569
baseline
▲ 0.50% · 4.625%
HK$39,549
+HK$1,980/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$75,138/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,379
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,542
−HK$1,181/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,584
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,699
−HK$1,132/mo
Today · 4.125%
HK$43,831
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,310/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,662/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,059
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,519/mo
Today · 4.125%
HK$51,073
baseline
▲ 0.50% · 4.625%
HK$54,180
+HK$3,107/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,146/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,465
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,455/mo
Today · 4.125%
HK$56,354
baseline
▲ 0.50% · 4.625%
HK$59,324
+HK$2,970/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,708/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,087 · Scale 2, in force from 26 Feb 2026)