LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,702
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,532
−HK$844/mo
Today · 4.125%
HK$28,376
baseline
▲ 0.50% · 4.625%
HK$30,103
+HK$1,727/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$56,752/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,705
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,502
−HK$808/mo
Today · 4.125%
HK$31,310
baseline
▲ 0.50% · 4.625%
HK$32,961
+HK$1,651/mo
Deposit HK$5.85M · loan HK$5.85M · min. income ≈ HK$62,620/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,042
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,039
−HK$1,012/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$2,072/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,646
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$970/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$1,981/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,382
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,545
−HK$1,182/mo
Today · 4.125%
HK$39,727
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,454/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,588
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,703
−HK$1,131/mo
Today · 4.125%
HK$43,834
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,311/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,668/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,063
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,558
−HK$1,519/mo
Today · 4.125%
HK$51,077
baseline
▲ 0.50% · 4.625%
HK$54,185
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,154/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,470
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,904
−HK$1,454/mo
Today · 4.125%
HK$56,358
baseline
▲ 0.50% · 4.625%
HK$59,329
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,716/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,124 · Scale 2, in force from 26 Feb 2026)