LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,704
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$843/mo
Today · 4.125%
HK$28,378
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,756/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$808/mo
Today · 4.125%
HK$31,313
baseline
▲ 0.50% · 4.625%
HK$32,963
+HK$1,650/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,626/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,041
−HK$1,013/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$36,126
+HK$2,072/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,649
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,605
−HK$970/mo
Today · 4.125%
HK$37,575
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$1,981/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$75,150/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,182/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,417/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,591
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,132/mo
Today · 4.125%
HK$43,838
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,311/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,676/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,067
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,562
−HK$1,519/mo
Today · 4.125%
HK$51,081
baseline
▲ 0.50% · 4.625%
HK$54,189
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,162/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,474
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,908
−HK$1,455/mo
Today · 4.125%
HK$56,363
baseline
▲ 0.50% · 4.625%
HK$59,334
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,726/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,160 · Scale 2, in force from 26 Feb 2026)