LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,705
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$844/mo
Today · 4.125%
HK$28,380
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,726/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,760/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$808/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,046
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,043
−HK$1,012/mo
Today · 4.125%
HK$34,055
baseline
▲ 0.50% · 4.625%
HK$36,128
+HK$2,073/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$68,110/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,651
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,607
−HK$970/mo
Today · 4.125%
HK$37,577
baseline
▲ 0.50% · 4.625%
HK$39,558
+HK$1,981/mo
Deposit HK$4.68M · loan HK$7.03M · min. income ≈ HK$75,154/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,387
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,550
−HK$1,181/mo
Today · 4.125%
HK$39,731
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,418/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,462/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,593
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,708
−HK$1,132/mo
Today · 4.125%
HK$43,840
baseline
▲ 0.50% · 4.625%
HK$46,150
+HK$2,310/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,680/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,069
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,564
−HK$1,519/mo
Today · 4.125%
HK$51,083
baseline
▲ 0.50% · 4.625%
HK$54,191
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,166/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,476
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,910
−HK$1,455/mo
Today · 4.125%
HK$56,365
baseline
▲ 0.50% · 4.625%
HK$59,336
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,730/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,176 · Scale 2, in force from 26 Feb 2026)