LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,708
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,539
−HK$844/mo
Today · 4.125%
HK$28,383
baseline
▲ 0.50% · 4.625%
HK$30,110
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,766/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,712
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$809/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$32,969
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,050
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,047
−HK$1,012/mo
Today · 4.125%
HK$34,059
baseline
▲ 0.50% · 4.625%
HK$36,132
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,118/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,655
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,611
−HK$970/mo
Today · 4.125%
HK$37,581
baseline
▲ 0.50% · 4.625%
HK$39,562
+HK$1,981/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,162/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,554
−HK$1,182/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,418/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,597
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,132/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,311/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,075
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,570
−HK$1,519/mo
Today · 4.125%
HK$51,089
baseline
▲ 0.50% · 4.625%
HK$54,198
+HK$3,109/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,178/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,482
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,917
−HK$1,455/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,228 · Scale 2, in force from 26 Feb 2026)