LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,709
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$844/mo
Today · 4.125%
HK$28,384
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,768/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$808/mo
Today · 4.125%
HK$31,319
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,638/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,051
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,048
−HK$1,013/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$36,134
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,657
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,613
−HK$970/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$1,981/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,556
−HK$1,182/mo
Today · 4.125%
HK$39,738
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,418/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,476/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,599
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,715
−HK$1,132/mo
Today · 4.125%
HK$43,847
baseline
▲ 0.50% · 4.625%
HK$46,158
+HK$2,311/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,694/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,077
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,572
−HK$1,520/mo
Today · 4.125%
HK$51,092
baseline
▲ 0.50% · 4.625%
HK$54,200
+HK$3,108/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,184/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,485
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,456/mo
Today · 4.125%
HK$56,375
baseline
▲ 0.50% · 4.625%
HK$59,346
+HK$2,971/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,750/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,249 · Scale 2, in force from 26 Feb 2026)