LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,713
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,544
−HK$844/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$30,115
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,718
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$808/mo
Today · 4.125%
HK$31,323
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,646/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,055
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,052
−HK$1,013/mo
Today · 4.125%
HK$34,065
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,130/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,661
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,618
−HK$970/mo
Today · 4.125%
HK$37,588
baseline
▲ 0.50% · 4.625%
HK$39,569
+HK$1,981/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,176/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,398
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,561
−HK$1,182/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$42,161
+HK$2,418/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,605
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,131/mo
Today · 4.125%
HK$43,852
baseline
▲ 0.50% · 4.625%
HK$46,164
+HK$2,312/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,704/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,083
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,579
−HK$1,519/mo
Today · 4.125%
HK$51,098
baseline
▲ 0.50% · 4.625%
HK$54,207
+HK$3,109/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,196/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,492
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,456/mo
Today · 4.125%
HK$56,382
baseline
▲ 0.50% · 4.625%
HK$59,354
+HK$2,972/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,764/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,305 · Scale 2, in force from 26 Feb 2026)